Even though it is unlikely we will die or become seriously ill or injured while we are young, such an event is still possible. This is why we pay for medical insurance, disability insurance, and life insurance. Even though many…
It is possible for both spouses to claim Social Security Disability Insurance (SSDI) benefits, but each spouse must meet the eligibility criteria on their own. SSDI benefits consider the work history and earnings of each person who has worked and…
The cost of higher education is more expensive every year. As a result, families are looking for ways to save for college. One option is a 529 plan. These investment plans allow families to put money away for a child's…
Having an estate plan ensures that your assets, interests, and loved ones are protected after you pass away. Sadly, many individuals make costly mistakes without proper advice and guidance from a qualified estate planning attorney. Beyond undermining your intent and…
A number of benefits programs are available to US Veterans preparing for retirement, whether in the short or long term. Programs include but are not limited to: Veterans’ Health Care and Veterans’ Pensions Survivor’s Death Pension Housebound Pension Aid and…
Annuities are financial products that pay a set amount each year, generally throughout the life of the annuitant. Most annuities are deferred, meaning the payout doesn’t occur until a later date. However, you can receive immediate payouts if you purchase…
It is common for American families to have stepchildren, who are usually treated the same as biological children when it comes to inheritance. This is particularly true where stepchildren are part of a blended family from an early age. Biological…
It is common for elder law and estate planning to be used interchangeably, but there are some significant differences between the two. While some overlap exists between the two, learning and implementing strategies from both law practice types is crucial…
It is possible that your children, minor and adult, will not agree on family circumstances, particularly regarding inheriting your estate. Relationships can change and intensify when you die, with underlying issues that bubble to the surface, creating tensions over your…
Scammers are becoming increasingly adaptable and mimicking communications that resemble tech support employees, government employees, and romantic partners to target seniors and near-seniors. Seniors are particularly vulnerable groups as they are typically homeowners with substantial financial savings, good credit scores,…