Having a Will vs. Not Having a Will
There is nothing more uncomfortable than thinking about your own death. Add to that the issue of what will happen to our assets after we pass away, and it's no wonder that so few people have created a will and…
There is nothing more uncomfortable than thinking about your own death. Add to that the issue of what will happen to our assets after we pass away, and it's no wonder that so few people have created a will and…
In the United States, Medicaid offers health insurance to low-income families and individuals. Due to the high cost of long-term care, Medicaid planning is becoming more popular as an alternative to spending down assets to qualify for benefits for people…
Caregivers do not realize the challenges until they are faced with them Many people take on the challenge because it involves someone they love. In the US, 53 million people have assumed this role and then struggled to make it work. Much…
DIY estate planning may seem like a cost-saving option. However, it can be costly in the end, both financially and in terms of family wellbeing. Estate planning involves important decisions about how your assets will be distributed after you die…
We are now living longer than previous generations thanks to advances in medicine, technology, and life science. But simply living a longer life should not be the goal. Maintaining a healthy quality of life should be. After all, who wants…
Even though it is unlikely we will die or become seriously ill or injured while we are young, such an event is still possible. This is why we pay for medical insurance, disability insurance, and life insurance. Even though many…
It is possible for both spouses to claim Social Security Disability Insurance (SSDI) benefits, but each spouse must meet the eligibility criteria on their own. SSDI benefits consider the work history and earnings of each person who has worked and…
The cost of higher education is more expensive every year. As a result, families are looking for ways to save for college. One option is a 529 plan. These investment plans allow families to put money away for a child's…
Having an estate plan ensures that your assets, interests, and loved ones are protected after you pass away. Sadly, many individuals make costly mistakes without proper advice and guidance from a qualified estate planning attorney. Beyond undermining your intent and…
A number of benefits programs are available to US Veterans preparing for retirement, whether in the short or long term. Programs include but are not limited to: Veterans’ Health Care and Veterans’ Pensions Survivor’s Death Pension Housebound Pension Aid and…